Insurance Coverage

If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a CommonSpirit Health facility. If you are not covered by health insurance, you are strongly encouraged to contact our billing office at 888-347-3295 to discuss payment options prior to receiving a health care service from CommonSpirit.

CommonSpirit accepts and bills most major insurance companies as a source of payment. However, some of their benefit plans do not cover treatment at some CommonSpirit Health locations. It is recommended that you contact your insurance company directly if you have any questions about coverage at a CommonSpirit Health location. Please note that if your insurance company does not include CommonSpirit Health as a participating provider for your insurance benefits, you may be billed for non-covered charges or be responsible for reduced benefits. 

When you come for care, please bring your insurance card as it contains information we need to file a claim with your insurance on your behalf. 

Below is a list of major insurance carriers accepted by CommonSpirit Health.* Please use the phone number or website listed below, or the phone number listed on the back of your insurance card, to contact your insurance company.

*CommonSpirit is not responsible for the accuracy of the telephone or website information listed above. Please consult your insurance benefit plan documents.

CommonSpirit Health works with Medicare and Medicaid.

CommonSpirit accepts Medicare and Medicaid. At the time you register you will be asked to present your insurance card as well as your personal ID. It is requested that Medicare patients pay their deductible at the time of admission. If it is not paid, supplemental insurance may be an option. Your eligibility to receive Medicaid will be verified.

Medicare requires we check the diagnosis by the ordering physician to ensure that the specific tests or procedures are covered by Medicare. Medicare has the right to not pay for tests, services and procedures it believes are not required to address the diagnosis.

Understanding insurance lingo

We recognize how difficult it is to understand all of the lingo you hear regarding your insurance. Should you have questions specific to your insurance coverage, please consult with your health insurance company.

CommonSpirit requires that payment be made at the time of service for any amount not covered by insurance. Insurance deductibles and co-payments are due at the time of service. For those without insurance, the total estimated hospital bill less any initial deposits made is due upon discharge. If you are unable to make the full payment at discharge, you can ask to see a financial counselor who can review alternate payment options with you, including a payment plan.

CommonSpirit makes every effort to simplify the billing process

If you have questions about your bill, contact us:

• Denver metro area: 303-552-3024
• Toll-free: 888-347-3295

Learn more about CommonSpirit Health Charity Care Policy.